$re = '/\B(?=(\d{3})+(?!\d))/m';
$str = '11,11
00,00
20,20
20.20
30.233
1000000000000000
123123
12432';
$subst = ",";
$result = preg_replace($re, $subst, $str);
echo "The result of the substitution is ".$result;
Please keep in mind that these code samples are automatically generated and are not guaranteed to work. If you find any syntax errors, feel free to submit a bug report. For a full regex reference for PHP, please visit: http://php.net/manual/en/ref.pcre.php